Restaurant
Family-owned restaurant
Smoothed payroll through a slow season
$40,000
SMALL BUSINESS FUNDING
Get funded today up to $5M in working capital, without the bank runaround.
✓Options from $5,000 to $5,000,000✓Decisions often faster than a bank✓No application fees✓TLS-secured submission
Options in minutes. No credit impact to check.
Step 1 of 3
1Funding needs
2Business
3Contact
Encrypted submission · Your information is shared only as described in our · You can opt out at any time
🔒 256-bit SSL encrypted✓ No hard credit pull✓ Free to check options
Same-Day Funding
No Application Fees
Approved On Your Revenue
No Credit Impact
Small Business Funding · $5K to $5M
Get funded today up to $5M in working capital, without the bank runaround.
Step 1 of 3
1Funding needs
2Business
3Contact
Encrypted submission · Your information is shared only as described in our · You can opt out at any time
🔒 256-bit SSL encrypted✓ No hard credit pull✓ Free to check options
Same-Day Funding
No Application Fees
Approved On Your Revenue
No Credit Impact
5,000+
Businesses Matched
$2.4B+
In Funding Explored
50+
Funding Partners
Use cases
Built for real small business funding needs
Real funding scenarios across our network.
The Outset way
One short form. Real funding options. Fast.
Tell us about your business once. We match you with funding partners across our network, including term loans, lines of credit, equipment financing, invoice factoring, and revenue-based capital, so you can pick what actually fits.
- ✓Soft inquiry to explore options. No impact to personal credit
- ✓Funding amounts from $5,000 to $5,000,000
- ✓Decisions often faster than a bank
- ✓Dedicated funding advisor. No call center hand-offs
Match preview
Working Capital Loan
12 mo · daily ACH
$120,000
Business Line of Credit
Revolving
$75,000
Equipment Financing
36 mo · fixed
$250,000
Illustrative example. Offers depend on business profile and partner availability.
How it works
Three steps from application to funded.
01
Apply in 2 minutes
Answer a few quick questions about your business. No documents to upload up front.
02
Get matched
We compare your profile against our funding network and surface the best fits.
03
Receive funds
Once you accept terms, the lender sends the funds. Timing is set by the lender.
Simple requirements for faster funding
We keep our requirements simple and accessible, because we believe more businesses deserve access to capital. Here's what you'll need to get started:
- A minimum of 6 months in business
- Monthly revenue of at least $10,000
- US-based business with an active business bank account
We fund most industries, including transportation, trucking, and logistics.
Ready to See Your Options?
Takes 2 minutes. No hard credit pull.
Step 1 of 3
1Funding needs
2Business
3Contact
Encrypted submission · Your information is shared only as described in our · You can opt out at any time
🔒 256-bit SSL encrypted✓ No hard credit pull✓ Free to check options
Learn before you borrow
Business funding, explained
Plain-English guides written for owners — not for lenders.
Product
Small business loans
All five products that fund US businesses — rates, terms, speed, and FICO minimums.
Read guide →
Product
Business line of credit
Revolving $10k–$250k at 12%–30% APR. Limits, draw fees, and how to qualify.
Read guide →
Product
SBA loans
7(a), 504, Express, and Microloans — 2026 rates and who actually qualifies.
Read guide →
Product
Business term loans
Short-term, medium-term, and bank tiers compared on cost and cadence.
Read guide →
MCA
What is a merchant cash advance?
How MCAs work, real cost, and when they make sense vs. a loan.
Read guide →
Guide hub
Merchant cash advance, explained
Full library of MCA answers — qualification, rates, alternatives.
Read guide →
Tool
MCA cost calculator
Enter advance, factor, and term — see true cost, APR, and daily debits instantly.
Read guide →
Report
State of MCA 2026
Original benchmarks from 4,247 applications — rates, approvals, and industry mix.
Read guide →
Data
Small business funding statistics 2026
Cited Federal Reserve data: who applies, who gets approved, and by how much.
Read guide →
All answers
Browse every funding guide
Straight answers on MCAs, lines of credit, equipment finance, and more.
Read guide →
FAQ
Common questions
How much funding can I get?+
Our partner network offers funding from $5,000 up to $5,000,000 depending on your business profile, revenue, and time in business.
Will applying hurt my credit score?+
No. Checking your funding options through Outset is a soft inquiry and does not affect your personal credit. A hard pull may occur only if you choose to formally proceed with an offer.
How fast can I receive funds?+
Many businesses see options quickly and can move quickly after accepting an offer, though timing is set by the funder and depends on the, product, and documentation.
What are the minimum requirements?+
Generally, 6+ months in business, $10,000+ in monthly revenue, a US-based business, and an active business bank account.
Do you fund every industry?+
We support most legal US industries. We have funding partners for restaurants, trucking, construction, retail, salons, medical practices, auto repair, manufacturing, and more. Some restricted industries may have fewer options.
Is my information secure?+
Submissions are TLS-encrypted in transit. Your information is shared only as described in our Privacy Policy and you can opt out at any time.
What does business funding cost? Are there fees or interest rates?+
Rates, fees, and terms vary by funding partner and product type. Outset Funding Partners does not set, guarantee, or control any rates or fees. All cost details are disclosed directly by the funding partner before you accept any offer.
When will a funding specialist contact me?+
A funding advisor typically reaches out within 1 business day of your inquiry.
Can I receive multiple funding offers?+
Yes. Depending on your business profile, our network may surface multiple funding options so you can compare and choose what fits best.
How is this different from an SBA loan?+
SBA loans are government-backed programs that typically require strong credit, collateral, and extensive documentation, with approval timelines of 30 to 90 days or more. Private funding options through our network may have faster timelines and more flexible qualification criteria, though terms vary by partner and product type. Our network includes both SBA-backed options and private funding products, so you can explore multiple paths in one inquiry.